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Conseco Insurance Company Introduces Accident Secure® PLUS

Carmel, Ind. June 4, 2007 - Conseco Insurance Company today introduced its newest supplemental health product, Accident Secure® PLUS.

For middle Americans today, supplemental accident insurance can provide valuable protection against unexpected costs related to accidental injury. The National Safety Council reports that 66% of all accidents occur off-the-job, and that over 82% of all costs due to accidental injuries in 2004 were non-medical in nature. Non-medical costs can include expenses such as copays, transportation, and physical therapy visits that are not fully covered by major medical insurance or worker’s compensation plans.

Accident Secure PLUS offers accidental death and dismemberment coverage, providing two levels of benefit amounts. Specified injury benefits offered include coverage for fractures, dislocations, lacerations, paralysis and burns. Emergency room, ICU and ambulance benefits are included in both levels of coverage.

Policyholders can choose to add optional disability benefits to their coverage, with disability coverage available up to age 70. The product’s off-the-job accident total disability benefit covers policyholders when an accident occurs away from work and causes disability. The 24-hour accident short-term disability benefit covers policyholders 24 hours a day, both on- and off-the-job.

Optional riders for Accident Secure PLUS include:

  • Sickness disability – This rider provides coverage when a policyholder becomes totally disabled due to sickness for up to 12 months.

  • Public safety – Offered to law enforcement officers, corrections officers or firefighters, this rider provides a $2,000 benefit for gunshot wounds received in the line of duty.

  • Return of premium or cash value – This premium back feature returns clients’ premiums after a specified period of time (minus claims paid) based on state availability.

    Accident Secure PLUS is offered to individuals between the ages of 18 and 69. Individual and family coverage is available via direct or worksite sales.

    “We are excited to introduce Accident Secure PLUS -- a simplified product that’s designed and priced to meet the needs of middle Americans,?? said Michael Dubes, president of Conseco Insurance Company. “Our company is focused on the middle market, and we recognize and appreciate the financial difficulties that they face with unexpected medical expenses. Accident Secure PLUS can provide the assurance that financial resources will be protected if an accidental injury occurs.??

    Dubes continued, “The Conseco insurance companies are proud that we have never raised a premium on an existing accident policyholder. This is very reassuring to clients who are concerned with rising health care costs and decreasing benefits with major medical coverage.??

    Agents who are interested in partnering with Conseco Insurance Company or learning more about Conseco’s supplemental health products should call 877-CONSECO or visit

    The Conseco insurance group, comprised of the insurance company subsidiaries of Conseco, Inc. (NYSE: CNO) based in Carmel, Indiana, serves over 2 million customers across America. The Conseco insurance companies offer supplemental health and life insurance products and annuities to working families and seniors. Visit us at

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